Payments, set up the way your business runs.

01 Collections

Let customers pay the way they already do.

One checkout for cards, bank payments, mobile money, vouchers and more.

Customers abandon checkouts that don't offer their preferred method. Volu puts the methods your market uses into a single checkout, shown in local currency and your branding. Smart routing sends each transaction to the provider most likely to approve it, so fewer payments fail.

Ways to accept: hosted checkout, payment links, API, mobile app SDKs, and WhatsApp or Telegram for conversational commerce.

02 Disbursements

Pay suppliers, partners and customers on time, at scale.

Send one payment or ten thousand from the same platform.

Refunds, supplier runs, marketplace splits and commissions all need money to leave your account accurately and on schedule. Volu sends payouts to bank accounts, cards, mobile wallets and stablecoin addresses, locally and across borders. Each payout is validated before it goes and tracked until it lands.

03 Recurring billing

Recurring revenue that actually recurs.

Card, debit order and recurring EFT billing, managed in one place.

Failed renewals cost subscription businesses more than most realise. Volu bills on your schedule, retries failed payments at sensible intervals and updates card details where the network allows. Your customers can choose cards, debit orders or recurring EFT, and you see every plan's status in one dashboard.

04 Digital asset payments

Move value across borders in minutes, not days.

Accept, send and settle in stablecoins through licensed partners.

Correspondent banking can take days and carries fees at every step. Stablecoins settle around the clock and cost less to move. Volu works with licensed virtual asset service providers in each market, so you can collect, pay out or settle in stablecoins without holding crypto on your own balance sheet. Conversion to and from local currency is handled for you.

Compliance: every transaction is screened with KYC, KYB, KYT and AML checks.

05 Recon

Know where every rand is, every day.

Automatic matching across providers, bank accounts and payment methods.

When payments arrive through several providers, matching them to orders and bank statements becomes a daily spreadsheet job. Volu matches transactions, fees and settlements automatically and flags anything that doesn't line up. Your finance team works through exceptions instead of rows.

06 Account-to-account payments

Lower-cost payments, straight from the bank.

Instant EFT and real-time payments without card fees or chargeback exposure.

For high-value or frequent payments, card fees add up fast. Bank-to-bank payments move money directly between accounts, often in seconds, at a lower cost per transaction. Volu connects you to instant EFT, PayShap and standard EFT, with payment confirmation returned to your system automatically.

07 IN-STORE PAYMENTS

Take payments in store and see them alongside everything else.

Card terminals and tap-on-phone through our partner(s), settled and reconciled on Volu.

Most businesses that sell in person also sell online, and end up with two providers and two sets of reports. Through our partner(s), your in-store payments run on the same platform as your online and app payments. One settlement view, one reconciliation, one relationship.